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Take your business to the next level with Eldercare

With over 30 years in the industry, we are confident that we can help you take your business to the next level! Whether you are new to the business or a 20 year veteran, we are here to help. Take a moment to familiarize yourself with our exciting portfolio of carriers and products you will find that we only represent the best! Once you begin a relationship with Eldercare you will have access to nationwide quote engines, production reports, view company appointments, writing numbers in all states you are appointed just to name a few.

We offer customized lead programs, training from the best agents in the country, prospecting tools, contest incentives and much more. Our goal is not only to train you how to maximize your time doing what you do best, but also to build a relationship that last for many years to come. Our company is run by veteran agents that understand and respect what you need to be successful. You are not just a number to us! Call today and let us start working for you to ensure your continued success in the most booming industry in the country!

AGENT INCENTIVES

Realtime Rate Quotes


Free online rate quotes for Medicare Supplement, Medicare Advantage, and Final Expense.

T65 and Lead List


Receive leads from a varity of sources including downloadable lists, mail-outs, and a T65 map.

Reward Points


Your business earns reward points that you can redeem in an online shopping mall.

Education and Training


We provide regular webinars and other training material to assit you.

Personalized Website


We can provide a custom site to get you in front of your clients and generate new leads.

First Class Support


Our agent services department is standing by to assist you with anything you need.

WHY ELDERCARE


With over 30 years in the industry, we are confident that we can help you take your business to the next level! Whether you are a new agent or a 20 year veteran, we understand that our investment in your success makes the difference in your career, and we are here to do exactly that. Take a moment to familiarize yourself with our exciting portfolio of carriers and products and you will find that we only represent the best. Once you begin a relationship with Eldercare you have access to our nationwide quote engine, Turning 65 leads, production reports, and writing numbers in all states you are appointed. All of these tools are right at your fingertips with our one-of-a-kind mobile app and mobile-friendly website.

Our experienced and educated team is just a phone call away to assist you with any issue at any time, and we won't leave you without a solution. We offer customized lead programs, prospecting tools, first-class incentives and much more! We pride ourselves on training you how to maximize your time doing what you do best, and developing a relationship with you as an individual. We are so confident you will be pleased with the services you receive through Eldercare that we offer an open release policy- if you ever become dissatisfied, you can walk away with no obligation. You are not just a number to us!

Prospective agents

The foundation for success at our company is loyalty to an entrepreneurial spirit. We guarantee our ability to offer the most competitive products with the best commissions available to offer the most competitive products with the best commissions available through our volume of sales and independent status. our young and energetic community of professionals create an environment of opportunity, success, innovation, an growth- all based on the foundation of 30 years of industry wisdom. Once you've been introduced to our ease of contracting and extensive portfolio of insurers, we're confident you will want to be part of our team!

Agents are our priority and it shows- thousands of agents trust us to provide them with the highest level of agent service and cutting edge technology to place them above the competition. Join them in their success... and join us to experience the Eldercare difference.

JOIN US TO EXPERIENCE THE ELDERCARE DIFFERENCE

Recent News


Millions of current enrollees in stand-alone Medicare Part D prescription drug plans will face premium and other cost increases next year unless they switch to lower-cost plans during the open enrollment period that began Oct. 15 and ends on Dec. 7, a new KFF analysis finds.

This includes two-thirds of Part D stand-alone drug plan (PDP) enrollees not receiving low-income subsidies—nine million enrollees—who will face higher monthly premiums if they keep their current plan in 2020.

For instance, the 1.9 million enrollees without low-income subsidies in the Humana Walmart Rx plan—the third most popular stand-alone plan in 2019—will see their monthly premium more than double, on average, if they do not switch plans for 2020. That is because Humana is consolidating this plan and the Humana Enhanced plan into a new offering named Humana Premier Rx. Current Humana Walmart Rx enrollees will be automatically enrolled in the new plan, and, unless they switch, will see their monthly premium rise from $28 to $57.

While premiums for some other national plans are decreasing, enrollees in those plans may face other cost increases. For example, the 2.1 million enrollees without low-income subsidies in the nation’s largest stand-alone Part D plan, CVS Health’s SilverScript Choice, will see a modest $2 decrease in their average monthly premium, from $31 in 2019 to $29 in 2020. But the annual deductible in this plan will increase from $0 in most areas in 2019 to $215 to $435 in 2020—an increase that will more than offset the modest $2 monthly premium reduction.

Overall, the analysis finds that premiums will vary widely across plans in 2020, as in previous years. Among the 20 stand-alone Part D plans available nationwide, average premiums will range sixfold, with the two lowest-premium plans charging $13 per month (Humana Walmart Value Rx) and $14 per month (WellCare Wellness Rx) and the two highest-premium plans charging $79 per month (AARP MedicareRx Preferred) and $83 per month (Express Scripts Medicare Choice). The estimated national average monthly PDP premium for 2020 is projected to increase by 7% to $42, based on current enrollment patterns. The actual national average premium in 2020 may be lower if current enrollees switch to, and new enrollees choose, lower-premium plans during open enrollment.

Among other key findings in Medicare Part D: A First Look at Prescription Drug Plans in 2020:

  • The typical Medicare beneficiary will have

    a choice of 28 stand-alone drug plans next year, one more option than in

    2019, and six more than in 2017.

  • In 2020, nearly nine in 10 stand-alone drug

    plan enrollees are projected to be in plans operated by five firms:

    UnitedHealth, Humana, WellCare, CVS Health, and Cigna.

  • There is a wide difference in cost sharing

    for generic and brand-name drugs, and most plans are charging the standard

    deductible of $435, unlike previous years. Among all stand-alone plans,

    median cost sharing is $0 for preferred generics and just $3 for generics,

    but $42 for preferred brands and 38 percent coinsurance for non-preferred

    drugs (the maximum allowed is 50%), plus 25 percent coinsurance for

    specialty drugs (the maximum allowed is 33%).

  • Medicare beneficiaries receiving the

    Low-Income Subsidy (LIS) will have a choice of seven premium-free PDPs in

    2020, on average, one more than in 2019. In 2020, nearly 20% of all LIS

    PDP enrollees who are eligible for premium-free Part D coverage (1.3 million

    LIS enrollees) will pay Part D premiums averaging $18 per month unless

    they switch or are reassigned by CMS to premium-free plans.

Forty-five million beneficiaries have prescription drug coverage through Medicare, including 20.6 million who are in stand-alone Part D plans as a supplement to traditional Medicare. The analysis provides an overview of stand-alone plans that will be available in 2020 and highlights key changes from prior years.

The analysis does not cover the 17.4 million people enrolled in Medicare Advantage prescription drug plans (non-employer) and another 4.6 million enrollees in employer-group only stand-alone plans and 2.3 million in employer-group only Medicare Advantage drug plans. Premiums and benefits data for these employer-group plans are not publicly available.

Source:
https://www.kff.org/medicare/press-release/millions-of-medicare-part-d-enrollees-face-increases-in-premiums-and-other-costs-in-2020-if-they-do-not-switch-plans-during-open-enrollment/

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