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With over 30 years in the industry, we are confident that we can help you take your business to the next level! Whether you are new to the business or a 20 year veteran, we are here to help. Take a moment to familiarize yourself with our exciting portfolio of carriers and products you will find that we only represent the best! Once you begin a relationship with Eldercare you will have access to nationwide quote engines, production reports, view company appointments, writing numbers in all states you are appointed just to name a few.

We offer customized lead programs, training from the best agents in the country, prospecting tools, contest incentives and much more. Our goal is not only to train you how to maximize your time doing what you do best, but also to build a relationship that last for many years to come. Our company is run by veteran agents that understand and respect what you need to be successful. You are not just a number to us! Call today and let us start working for you to ensure your continued success in the most booming industry in the country!

AGENT INCENTIVES

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Free online rate quotes for Medicare Supplement, Medicare Advantage, and Final Expense.

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Receive leads from a varity of sources including downloadable lists, mail-outs, and a T65 map.

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Your business earns reward points that you can redeem in an online shopping mall.

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We provide regular webinars and other training material to assit you.

Personalized Website


We can provide a custom site to get you in front of your clients and generate new leads.

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Our agent services department is standing by to assist you with anything you need.

WHY ELDERCARE


With over 30 years in the industry, we are confident that we can help you take your business to the next level! Whether you are a new agent or a 20 year veteran, we understand that our investment in your success makes the difference in your career, and we are here to do exactly that. Take a moment to familiarize yourself with our exciting portfolio of carriers and products and you will find that we only represent the best. Once you begin a relationship with Eldercare you have access to our nationwide quote engine, Turning 65 leads, production reports, and writing numbers in all states you are appointed. All of these tools are right at your fingertips with our one-of-a-kind mobile app and mobile-friendly website.

Our experienced and educated team is just a phone call away to assist you with any issue at any time, and we won't leave you without a solution. We offer customized lead programs, prospecting tools, first-class incentives and much more! We pride ourselves on training you how to maximize your time doing what you do best, and developing a relationship with you as an individual. We are so confident you will be pleased with the services you receive through Eldercare that we offer an open release policy- if you ever become dissatisfied, you can walk away with no obligation. You are not just a number to us!

Prospective agents

The foundation for success at our company is loyalty to an entrepreneurial spirit. We guarantee our ability to offer the most competitive products with the best commissions available to offer the most competitive products with the best commissions available through our volume of sales and independent status. our young and energetic community of professionals create an environment of opportunity, success, innovation, an growth- all based on the foundation of 30 years of industry wisdom. Once you've been introduced to our ease of contracting and extensive portfolio of insurers, we're confident you will want to be part of our team!

Agents are our priority and it shows- thousands of agents trust us to provide them with the highest level of agent service and cutting edge technology to place them above the competition. Join them in their success... and join us to experience the Eldercare difference.

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Recent News


Medicare Recipients May Get Insulin at $35 Per Month

This maybe big news for some of your clients, so we hope you keep an out on if this will help save your clients a lot of money.

Beginning next year, people on some Medicare Part D or Medicare Advantage Plans who need insulin will be able to access the lifesaving medication for just $35 a month, according to a new plan announced by the White House.

In some cases, the cost may be even lower, President Donald Trump said at a Rose Garden news conference on Tuesday.

"I'm proud to announce that we have reached an agreement to dramatically slash the out-of-pocket costs of insulin, so necessary for hundreds of thousands of seniors enrolled in Medicare," Trump said.

He added that, "participating plans will cap costs at just $35 a month per type of insulin and some plans may offer it free."

Tracey Brown, CEO of the American Diabetes Association (ADA), said, "Today's announcement is a positive step forward for people living with diabetes. One in four people with diabetes are 65 or older, and many are on fixed incomes. The Part D Senior Savings Model will give broad access to insulin at a continuous and consistent $35 flat fee."

There are 7 million Americans who need insulin to survive, Brown said. But an ADA study found that insulin is increasingly unaffordable, with the average U.S. price nearly tripling between 2002 and 2013.

As many as 1 in 4 people with diabetes have reported needing to ration their insulin due to cost concerns, Brown noted. And if people don't take the insulin they need, it can lead to diabetes complications such as kidney problems, vision problems, heart disease and even death.

More than 1,750 Medicare Part D prescription drug plans and Medicare Advantage Plans have applied to the Centers for Medicare and Medicaid Services (CMS) to offer lower insulin costs through the Part D Senior Savings Model for 2021, the agency noted. CMS estimates that 3.3 million people on Medicare use insulin.

This plan is a voluntary agreement between the Trump administration, the pharmaceutical industry and insurers. The plan covers all types of insulin. CMS said that there would be a "minimal premium increase" for plans that offer the insulin cost cap.

"CMS is enabling and encouraging Part D plans to offer fixed, predictable co-pays," according to a CMS news release.

CMS estimates that Medicare participants who use insulin and join a plan participating in the model could save as much as 66% over a year -- average out-of-pocket savings of $446.

Not all Medicare plans will offer the cheaper insulin costs, however. Open enrollment for next year's Medicare plans begins Oct. 15, 2020 and ends Dec. 7, 2020. If you're one of the millions on Medicare using insulin, check to see if the plan you are choosing is one that participates in the Part D Senior Savings Model.

In his Rose Garden remarks, Trump suggested that the high cost of insulin was due to the Affordable Care Act. However, the government's inability to negotiate drug prices for Medicare beneficiaries actually dates back to the Medicare Modernization Act of 2003, the law that introduced Medicare Part D. That law was enacted under President George W. Bush.

The new price caps are not a U.S. first: A number of private insurers, pharmaceutical companies and nine states have already introduced various policies or legislation to limit the cost of insulin. States with laws that already cap insulin costs to between $25 and $100 a month include Colorado, Illinois, New Mexico, Maine, West Virginia, Utah, Washington, Virginia, New York, according to the ADA.

Holly Campbell, a spokesperson for PhRMA, a pharmaceutical trade industry association, noted that some companies are also already offering discounts and rebates on insulin.

She added that PhRMA is "pleased to see the Administration is focused on lowering out-of-pocket costs at the pharmacy counter for seniors with diabetes. The model has the potential to meaningfully improve affordability and predictability for patients who rely on insulin, but it must be a shared responsibility between health plans and biopharmaceutical companies."

Insulin isn't the only diabetes medication with a steep price tag. Newer medications for type 2 diabetes, such as GLP-1 agonists (Trulicity, Ozempic) and SGLT-2 inhibitors (Jardiance, Farxiga), may also be priced out of reach for those on certain insurance plans. CMS administrator Seema Verma said the current savings plan model is for insulin only. But, she added that the administration would be monitoring the plan and if successful, it might be used for other medications too.

Source:

https://consumer.healthday.com/diabetes-information-10/misc-diabetes-news-181/white-house-announces-plan-for-medicare-recipients-to-get-insulin-at-35-per-month-758011.html

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