Call: 800-777-9322

Final Expense Companies

American Continental Final Expense

  • Rated A- (Excellent) by A.M. Best
  • Simplified Application
  • No Height & Weight Chart
  • No MIB Check

AIG

  • Has a GI Life Product with up to 25,000
  • A Rated company with AmBest
  • In business 160 years

American Retirement Life & Loyal American Life Insurance Companies

  • Electronic Applications- No wet signatures required
  • Advancing Available
  • Competitive Rates
  • Medicare Supplements Available

Bankers Fidelity Life

  • Level Premium Guaranteed to Never Increase
  • Issue Ages 0-85
  • Accidental Death Benefit up to Age 55
  • Child Insurance Riders Available

Bankers Fidelity Life

  • Builds Cash Value
  • Optional Accelerated Death Benefit Rider
  • Issue Ages 45-85
  • No Waiting Period

Christian Fidelity

  • Excellent Rates
  • 48 Hour Turnaround Time on Application Issue
  • Fax Application Process
  • Point of Sale Phone Interview Available

Continental Life Insurance

  • Simplified Application
  • No height/weight chart
  • A Rated by AM Best
  • No MIB Check

Great Western

  • Level Benefits and Graded Benefits Ages 40 - 80
  • Face Amounts $1,000 - $40,000
  • Premiums will never change during the life of the policy
  • Graded Benefits = Guaranteed Issue

Liberty Bankers Life

  • Minimum Policy $3,000
  • Maximum Policy $30,000
  • Issues Ages 18-80
  • B Rated Company

Lumico Final Expense

  • Preferred, Standard and Modified Levels
  • Simplified Issue Underwriting
  • No Policy Fee, No Modal Factors, No Premium Bands
  • Age 50 - 85 for Tiers 1 and 2. Age 50 - 80 for Tier 3.

Medico Insurance Company

Pekin Life Insurance Company

  • Rated A- (Excellent) by A.M. Best
  • No Telephone Interview
  • 12-month Rate Guarantee
  • Established in 1965

Pioneer American

Settlers Life Insurance Company

  • 100% Vesting Upon Appointment
  • No Policy Fees
  • A Plan for Virtually EVERY Client
  • High Lifetime Renewal Commissions

American Home Life

  • Product for Ages 0-85
  • Final Expense & Term
  • Guarantee Issue Product
  • Strong Foundation Since 1909

Americo

  • Guaranteed Coverage in Select States
  • Pipe/Cigar smokers qualify for non-smoker rates
  • 48 Hour turnaround time on application issue
  • Fax Application Process

Baltimore Life

  • A Rated by AM Best
  • Phone Application(100% phone sale process)
  • Same Day Application Issue
  • Silver Guard for Ages 50-80 & Secure Solutions for Ages 0-80

Equitable Life & Casualty

  • Outstanding Customer Service
  • Same Day Policy Issue
  • Phone Application Process
  • Builds Cash Value

Foresters

  • A Rated by AM Best
  • Been in business over 135 years
  • Numerous Member Benefits including the annual awarded scholarships
  • Whole Life, Term Life, & Universal Life available

Gerber Life

  • Guarantee Issue Product
  • Ages 50-80
  • Grow Up Plan available for Sales
  • On line application

Kemper

  • Guarenteed Issue final expense
  • No health Questions
  • A- Rated carrier
  • Issue ages 40-80
  • Telesales approved
  • Lifetime renewals

United of Omaha

  • Level Pay and Graded Benefit Plans are available
  • Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement Rider included in the policy at no additional charge
  • No Point of Sale Phone Interview
  • Simplified Underwriting
  • Smart Phone Premium Rate Calculators
  • Complete referral system

New Era Insurance Company

  • Guaranteed $5,000 Life Policy with every Issued Medsup Application
  • Competitive Rates
  • Ages 0-85
  • Simplified Underwriting

Oxford Life

  • Excellent Rates
  • 48 Hour Turnaround time on Application Issue
  • Fax Application Process
  • Point of Sale Phone Interview available

Sentinel Life

  • Competitive Rates
  • Combo Application Available
  • Lead Program Available
  • Policy Fee is Fully Commissionable

Standard Life and Accident

  • Tele app available (NO WET SIGNATURE REQUIRED)
  • E & O required
  • Competitive rates and Commissions
  • Lead Program Available

Standard Life And Casualty

  • Ages 50-85
  • No graded or Modified plans available
  • Some of the LOWEST rates
  • Can fax applications

Transamerica Premier

  • Complimentary Membership with Legacy Safeguard Planning
  • Competitive Rates and Great Commissions
  • Free leads with legacy safeguard referral system
  • Wal-Mart discount drug program

United Home Life

  • CAN submit business with contract
  • Ages 20-80
  • Offers Direct Monthly billing
  • Guaranteed Issue and Non Med Whole Life Available
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