Welcome to Our Website

With over 30 years in the industry, we are confident that we can help you take your business to the next level! Whether you are new to the business or a 20 year veteran, we are here to help. Take a moment to familiarize yourself with our exciting portfolio of carriers and products you will find that we only represent the best! Once you begin a relationship with Eldercare you will have access to nationwide quote engines, production reports, view company appointments, writing numbers in all states you are appointed just to name a few.

We offer customized lead programs, training from the best agents in the country, prospecting tools, contest incentives and much more. Our goal is not only to train you how to maximize your time doing what you do best, but also to build a relationship that last for many years to come. Our company is run by veteran agents that understand and respect what you need to be successful. You are not just a number to us! Call today and let us start working for you to ensure your continued success in the most booming industry in the country!

  • Company Check-Up: What’s New with UnitedHealthcare-AARP?

    companycheckupAre you up to date with your company info?  UHC has some new processes, resources, and announcements to make!

    • LEAN is now offline!
    • Help your website stay compliant- click HERE for more details.
    • The Agent Community Engagement & Service (ACES) program’s deadline is May 31st-click HERE for more details.
    • AARP Medicare Supplement Network Hospital Directory updates- click HERE for more details.
    • AARP Med Supp Producer Handbooks are now available- click HERE for more details.
    • Remind agents to attend local/online trainings. Refer to the National Agent Engagement Calendar for specific details.

    Also, it is important for you to know that your commission direct deposit is no longer set up with contracting.  You will need to go to your UHC Portal page and set up your EFT.

    1. Select “Manage Your Account”
    2. Select “My EFT Info” tab
    3. Click on green button that says “Edit EFT Information”
    4. Enter your direct deposit information

     

  • Federal Judge Rules ACA Money Spent Unconstitutionally

    acacourtOn May 12th, 2016, U.S. District Court Judge Rosemary Collyer ruled that the Obama administration’s cost-sharing payments were made unconstitutionally.  Payments made towards copayments, coinsurance, and deductibles for ACA members based on income levels were spent illegally as the payments were never properly appropriated.  An estimated 56% of ACA participants received these benefits as of June 15, 2015.

    The case, brought forth by the House Republicans, argued that spending the money without the approval of Congress is unconstitutional.  Judge Collyer found in favor of the argument pending an appeals court decision.  This delays the effective date of the ruling until an appeals court hears the case and either upholds or denies her decision.  This process could take up to two years before it reaches the Supreme Court, and with the upcoming election amongst other variables it is possible the ruling will never effect the program.

    If the decision is upheld and the government no longer provides cost-sharing credits, a few different scenarios come into play.  Insurance companies could hike their premiums which could effect the taxpayer credit system or they could have grounds to take the government to court to seek relief money.  Congress could also become responsible for appropriating cost-sharing dollars which would be difficult as new rates are established by insurance companies each year.  Concerns have been raised that furthering the appropriations legislation will ultimately cost the government more money in adhering to red tape than making the payments themselves.  It is speculated that even though some see this as a win towards debunking the ACA, it will not be enough to kill the program entirely.